Credit Risk Decision Scientist Job Description Template
Our company is looking for a Credit Risk Decision Scientist to join our team.
Responsibilities:
- Interact with operations teams to provide input in impact of credit strategies on customer communication and collections efforts;
- Interact with compliance and legal teams to confirm the credit strategies are compliant with applicable regulatory guideline;
- Measure the P&L impact of credit strategies to optimize mix of risk and revenue;
- Provide insights so leadership on book quality and provide recommendation on risk and opportunities;
- Explore data sources internal and external to PayPal and evaluate their potential contribution to the credit underwriting process.
Requirements:
- Experience with credit bureaus and other sources of consumer data;
- Proven ability to influence, work collaboratively, build and maintain relationships throughout the organization;
- Must have good judgment with the demonstrated ability to think creatively and strategically;
- Bachelors or Masters degree in a related field;
- Strong written, oral, and interpersonal skills a must including the ability to explain / present technical business flows;
- Experience with analytics and data mining tools, such as SQL, SAS, SPSS, KnowledgeSeeker.