Associate Vice President Engineering- Merchant Payments
MobiKwik
Job Title: AVP – Engineering (Merchant Payments ) Location: Gurgaon Role Overview: We are looking for an experienced engineering leader to build and scale our merchant payments ecosystem , covering transaction processing, payouts, settlements, and reconciliation platforms . This role will drive high-scale, reliable, and compliant systems that power merchant acquiring, payment processing, and financial flows , while also supporting device-led integrations (POS/Soundbox) as one of the channels. The ideal candidate will have strong experience in payments architecture, high-throughput systems, and merchant lifecycle platforms , along with proven leadership in scaling engineering teams. Key Responsibilities: 1. Merchant Payments Platform Ownership (Core Focus) Own end-to-end architecture for merchant payment systems , including: Transaction processing (UPI, cards, wallet, gateway) Payouts (merchant disbursals, vendor payments) Settlement & reconciliation systems Build and scale high-throughput, low-latency systems handling large volumes of financial transactions. Ensure accuracy, idempotency, and reliability in financial flows across systems. Design systems for T+0 / T+1 settlements, split settlements, and multi-party flows . 2. Payouts, Settlement & Reconciliation Own engineering for merchant settlement engines , including: Settlement calculations Fee/commission handling Reconciliation (bank, partner, internal ledger) Build robust ledgering systems for transaction tracking and audit trails. Ensure real-time visibility into merchant balances, settlements, and payouts . Partner with finance and ops teams for exception handling and reconciliation workflows . 3. Payments Architecture & Compliance Ensur
Vacancy posted 23 days ago
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