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Team Lead - U.S. Mortgage Underwriting

Rs 10 - 11 lakhs p.a.

RealPage | Rexera

Purpose of the Role

As a Team Lead you will assess lender performance, ensure regulatory compliance, and manage financial risk. The role requires strong US Mortgage Underwriting knowledge, including borrowers’ income/assets and escrow/condo document review.

Key Responsibilities

Project Review & Analysis

  • Follow current Agency and Investor guidelines for mortgage loans secured by Condominium and Co-op projects across Fannie Mae, Freddie Mac, FHA, VA, and Jumbo investors .

  • Review condo questionnaires, financials, insurance, legal/recorded documents, litigation, ground leases, affordable housing, resale restrictions, private transfer fees, and resale documents .

  • Analyze and approve projects based on loan program requirements, including Limited Review, Full Review, Established/New Construction, Conventional, FHA, and VA .

  • Communicate project declines or ineligibility to clients.

Compliance & Guidelines

  • Stay updated on applicable guidelines, regulatory changes, and industry best practices.

  • Ensure all project reviews meet current standards and regulatory requirements.

Leadership & Team Management

  • Lead, mentor, and develop Lender Review Analysts to meet performance and quality targets.

  • Conduct performance reviews, provide feedback, and identify training needs.

  • Manage workflow, task allocation, and SLA adherence .

Desired Skills

  • Advanced knowledge of Condominium project standards for FHA ( SUA & DELRAP ), Conventional, Jumbo, and other loan programs.

  • Strong attention to detail, organization, and ability to meet SLAs.

  • Ability to analyze complex condo documents, including CC&Rs, Public Offering Statements, Reserve Studies, Insurance, and Condominium Plans .

  • Strong professionalism, customer service, and communication skills throughout the loan cycle.

  • Proficiency in Encompass or other paperless mortgage origination systems .

Required Qualifications

  • 5+ years in Risk Management, US Mortgage, or Underwriting, including 2+ years in a leadership/supervisory role .

  • US Mortgage Underwriting experience with knowledge of income, assets, and appraisal .

  • Bachelor’s degree in Real Estate, Finance, or a related field.

Other Details

Job Location: Hyderabad (We welcome applications from talented candidates across India. Applicants should be open to relocating to the designated work location upon selection.)

5 Days working

✅  US Night Shift / Graveyard Shift | Please apply only if you are comfortable working overnight hours.

Benefits 

  • Global platform and career growth opportunities
  • Food provided
  • Health insurance
  • Internet reimbursement
  • Paid sick time
  • Paid time off (PTO)
  • Provident Fund (PF) benefits
  • Employee-focused work environment and well-being programs
Vacancy posted 2 days ago
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