Credit Portfolio Management

Credit Portfolio Management

Start Date

Starts  Immediately

CTC (ANNUAL)

Competitive salary Competitive salary

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Posted few hours ago

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About the job

Key Responsibilities:-

Team Management & Oversight:

Manage, mentor, and motivate the team to ensure optimal performance, effective workload distribution, and timely delivery of responsibilities.

Conduct regular team reviews and governance meetings to monitor operational priorities, track key deliverables, and escalate critical matters to management when required.

Act as a subject matter expert on complex credit arrangements, covenant frameworks, facility amendments, waivers, and exception handling.

Function as the key point of escalation for covenant-related, compliance, and facility management issues raised by internal stakeholders.

Covenant Administration & Risk Monitoring:

Lead the end-to-end monitoring and review of borrower covenant obligations, including both financial and non-financial requirements.

Ensure covenant breaches, exceptions, and emerging risks are assessed promptly, routed through appropriate approval channels, and escalated where necessary.

Oversee the preparation, validation, and timely completion of Annual Credit Reviews, Monitoring Reports, and Trigger Reports, ensuring all follow-up actions are addressed.

Ensure covenant outcomes, action plans, and compliance status are accurately maintained within internal systems and management reporting tools.

Portfolio Management & Data Governance:

Supervise the maintenance and accuracy of portfolio reporting, including price monitoring, credit balance tracking, and facility management reports.

Review borrower and obligor structures to ensure accurate registration of entities, related parties, and shareholder relationships within internal records.

Ensure all facility events, including new bookings, repayments, refinancings, and amendments, are correctly reflected across relevant systems and databases.

Maintain high standards of data quality, documentation integrity, and audit readiness across the credit portfolio.

Operational Excellence & Control Framework:

Identify opportunities to enhance operational efficiency by addressing process inefficiencies, control weaknesses, and recurring operational challenges.

Drive process improvement initiatives aimed at strengthening controls, improving reporting quality, and standardizing workflows across the function.

Collaborate closely with internal stakeholders to ensure seamless execution and alignment of credit administration and monitoring activities.

Foster a strong control-focused and risk-conscious environment through coaching, process documentation, and adherence to governance standards.

Preferred - Immediate joiners to 30 days notice and candidates based out of/ native of Chennai only*

Earn certifications in these skills

Who can apply

Only those candidates can apply who:

1. have minimum -1 years of experience

Salary

Probation:

Duration:

Salary during probation:

After probation:

Annual CTC: Competitive salary

Number of openings

1

Editor’s note

Information above is Internshala's interpretation and paraphrasing of what we found on the shared link.

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