Deposits & Cash Management Analyst, US Banks, Analyst, Wealth Management

About Us:

Morgan Stanley is building out an industry-leading deposits and cash management offering, that capitalizes on the acquisitions of E*TRADE and Shareworks. We are seeking a talented and motivated Analyst to join the Morgan Stanley Private Banking Group’s Deposits and Cash Management Product Management team. The team is responsible for a range of deposit products including checking and cash management products for Morgan Stanley clients across various channels. Deposit growth is an important strategic initiative. This role will specifically support the growth and maintenance of transactional deposits products, which include Bank Checking Accounts and CashPlus Brokerage Accounts as well as card products.

The ideal candidate is motivated to quickly learn the product set and ensure that we meet business, firm, and regulatory expectations. 

This is an opportunity to join U.S Based, entrepreneurial team, focused on innovation and growing deposits across all channels at Morgan Stanley. The Product Management team collaborates with cross functional partners including but not limited to: Treasury, Finance, Legal, Risk, Compliance, Sales, Marketing, Operations & Technology to discover, develop, build, enhance and grow deposits. We leverage competitor data, market insights and data to design solutions that meet customer needs, align to business goals and maximize revenue for the firm.

Key Responsibilities

• Support day-to-day product management activities for core deposit products, including Bank Checking and CashPlus Brokerage accounts and card products.
• Execute recurring and annual run-the-business processes, ensuring deliverables are completed accurately and within established deadlines.
• Support product governance activities, including product marketing documentation reviews, risk assessments, control documentation, and management reporting.
• Prepare and maintain operational, and servicing reports on a daily, monthly, quarterly, and ad hoc basis.
• Analyze product performance, servicing activity, client trends, and operational metrics to identify issues and opportunities.
• Investigate data inconsistencies, operational breaks, and process exceptions; coordinate resolution with appropriate partners and escalate material issues.
• Manage exception-reporting processes, including tracking outstanding items, documenting resolutions, and preparing status updates for management.
• Translate data and analysis into clear, accurate, management-ready presentations and supporting materials.
• Maintain product documentation, procedures, regulatory materials, and supporting evidence for internal reviews, audits, and regulatory requests

Experience

• Bachelor’s/Master’s degree in finance will be preferred
• 6 months -2 years of professional experience in Financial Services reporting or product management
• Banking, wealth management and/or top tier consulting firm with a focus on banking or wealth management is a plus
• Detail orientated, with exceptions analytical skills and a track record of delivery high quality work
• Demonstrated success working independently and meeting multiple deadlines

Skills/Abilities

• Proficient in MS Excel, PowerPoint & Outlook
• Analytical & strategic thinker able to prepare key business data and metrics to be consumed by senior management, key stakeholders and regulators
• Strong communicator with solid written and verbal presentation skills
• Self-starter who is able to work independently on multiple tasks; efficient time management skills and attention to detail
• Great data visualization and power-point skills, with ability to put together cohesive, senior management-ready decks
• Ability to problem solve, translate business needs into specific project tasks
• Excellent relationship building capabilities with internal partners to build consensus and drive solutions
• Appreciate & encourage diversity of people, ideas & perspectives
• Highly motivated and comfortable in a fast-paced and evolving environment which includes ongoing learning and training opportunities.

WHAT YOU CAN EXPECT FROM MORGAN STANLEY:

At Morgan Stanley, we raise, manage and allocate capital for our clients – helping them reach their goals. We do it in a way that’s differentiated – and we’ve done that for 90 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren’t just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you’ll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There’s also ample opportunity to move about the business for those who show passion and grit in their work.

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Morgan Stanley is an equal opportunity employer committed to building and maintaining a workforce that is diverse in experience and background. Our recruiting efforts reflect our strong commitment to a culture of inclusion, where individuals are hired, developed, and advanced based on their skills and talents.

Our workforce reflects a broad cross-section of the global communities in which we operate, bringing a variety of backgrounds, talents, perspectives, and experiences.

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