Associate-Financial Analysis-Central Allocations

Job Description

Introductory marketing language 

Join the Central Planning and Analysis team and help shape how expense management and allocation decisions are informed through data and insights. This role offers broad exposure across financial planning, forecasting, reporting, and decision support. You will collaborate with finance partners and business stakeholders to understand drivers, analyze trends, and communicate clear financial messages. If you are analytical, curious, and motivated by solving problems, this is an opportunity to increase your impact through meaningful work.

Job summary 

As a Financial Analysis professional within the Central Planning and Analysis team, you will support the Central Allocations team across Consumer and Community Banking and Firmwide Finance. You will focus on expense management, allocation processes, financial planning, forecasting, reporting, and decision support for senior stakeholders. You will collaborate closely with finance partners, business managers, and functional teams to understand financial drivers, analyze trends, and support allocation methodologies. This is an individual contributor role suited for candidates with experience in financial planning and analysis, Chief Financial Officer support, corporate finance, financial research, valuation, business finance, or management reporting. The role requires comfort working across planning, expense analysis, reporting, allocations, and delivering actionable insights.

Job responsibilities 

• Support the monthly close, forecast, budget, and planning cycles for Central Allocations.
• Prepare, review, and analyze financial reporting, including trends, allocation movements, recoveries, variance analysis, and business commentary.
• Partner with Planning and Analysis, Chief Financial Officer, business management, and finance stakeholders to understand cost drivers, allocation logic, financial impacts, and reporting requirements.
• Perform monthly, quarterly, and yearly variance analysis, identifying key drivers and providing meaningful insights to support management decisions.
• Assist business and finance partners with ad hoc analysis, issue resolution, deep dives, and strategic finance requests.
• Review methodologies, rules, volumes, and financial assumptions to ensure they remain aligned with business needs and Firmwide policies.
• Develop presentations and reporting packs for senior management, clearly explaining trends, risks, opportunities, and key financial messages.
• Use artificial intelligence and related tools to drive process improvements and automation across reporting, planning, and allocations.

Required qualifications, capabilities, and skills 

• Master of Business Administration, Chartered Financial Analyst, Certified Public Accountant, or post-graduate degree in Finance, Economics, Accounting, Business, or related discipline.
• 4+ years of relevant experience in one or more of the following areas: Financial Planning and Analysis, Chief Financial Officer support or business finance, corporate finance, expense management, financial reporting, and management reporting.
• Strong understanding of financial statements, expense management, budgeting, forecasting, variance analysis, and business performance drivers.
• Strong analytical and problem-solving skills with the ability to interpret large datasets and convert analysis into actionable insights.
• Excellent communication skills, with the ability to explain financial concepts, trends, and variances clearly to finance and non-finance stakeholders.
• Intellectually curious and self-driven, with a proactive mindset to identify and capitalize on opportunities for growth and impact.
• Strong stakeholder management and partnering skills; able to work effectively across teams, functions, and geographies.
• Ability to manage multiple priorities, work independently, and deliver high-quality outputs under tight timelines.
• Ability to challenge existing processes, identify improvement opportunities, and recommend practical solutions.
• Advanced Microsoft Excel and Microsoft PowerPoint skills, including complex formulas, financial models, data analysis, and executive-ready presentations.

Preferred qualifications, capabilities, and skills 

• Prior experience in banking, financial services, consulting, or global finance functions.
• Working knowledge of tools such as Alteryx, Tableau, Python, SQL, Essbase, SAP, or other reporting and automation platforms.

About Us

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our  FAQs for more information about requesting an accommodation.

About the Team

Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We’re proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions – all while ranking first in customer satisfaction.

Global Finance & Business Management works to strategically manage capital, drive growth and efficiencies, maintain financial reporting and proactively manage risk. By providing information, analysis and recommendations to improve results and drive decisions, teams ensure the company can navigate all types of market conditions while protecting our fortress balance sheet.